What We Offer
Comprehensive financial services designed to empower our members and promote sustainable economic growth in our community.
Individual member savings accounts held in trust with competitive interest rates from commercial bank deposits.
Access affordable credit facilities designed to empower members with capital for personal and business growth.
Education programs to promote financial literacy, responsible credit management, and smart investment decisions.
Financing local agricultural growth, high-yield production, and sustainable farming initiatives in Lusaka.
Supporting small enterprise developments through cooperative capital and shared economic resources.
Earn patronage bonuses and dividends on your shares, with transparent surplus distribution approved at AGMs.
Member Portal
KUYANJANANA members get access to a full online portal — no paperwork, no queues. Everything you need is on your phone or computer.
Earn Kuyan loyalty points when you shop at partner businesses using your member card. Redeem them to pay off your share balance.
Buy and sell cooperative shares directly with other members through an open bidding system — giving you flexibility and liquidity.
A QR-code card on your phone proves your membership and earns Kuyans at partner businesses — no physical card needed.
Share your unique referral link and earn cash rewards every time someone you refer joins and becomes an active member.
As a member, your Savings Account also serves as a Trading Account with the Society (as per By-law 4.05), giving you access to cooperative trading opportunities and additional income streams.
Join & Start Trading