Savings • Credit • Sustainable Development
Empowering Communities Through Unity & Growth
Join Zambia's trusted cooperative society. We mobilize savings, provide affordable credit, and promote financial literacy for mutual economic growth.
Savings • Credit • Sustainable Development
Join Zambia's trusted cooperative society. We mobilize savings, provide affordable credit, and promote financial literacy for mutual economic growth.
53+
Active Members
25%
Return on Member Shares
K1,100
Per Share Value
About Us
KUYANJANANA Savings and Credit Cooperative Society Ltd. is a registered Savings and Credit Co-operative established under the Co-operative Societies Act No. 20 of 1998 in Lusaka, Zambia.
Our mission is to mobilize savings, provide affordable credit facilities, and promote financial literacy and mutual economic growth among our members.
Read More About UsSecure savings with competitive interest
9% p.a.
Affordable credit facilities for members
Empowering local development
Transparent & accountable operations
What We Offer
Individual member savings accounts held in trust with competitive interest rates.
Access affordable credit facilities designed to empower members with capital.
Financing local agricultural growth and sustainable farming initiatives.
Member Benefits
Enjoy an outstanding 25% return that outperforms traditional bank savings.
Your investment directly finances local growth and enterprise development.
Getting Started
Fill out the membership application form online or in person
Non-refundable application fee of K300
Minimum 2 shares at K1,100 each (K2,200 total)
Enjoy 25% returns and access all member benefits
Your Member Portal
When you become a member you get instant access to a full digital platform — built just for KUYANJANANA members.
Dashboard
Live overview of your finances at a glance
Savings Account
Earn interest monthly on your balance
Loan Management
Apply, track repayments & view statements
Digital Member Card
Your verified membership ID, always with you
Kuyan Wallet
Fast internal transfers between members
Share Marketplace
Buy and sell cooperative shares digitally
Affiliate Programme
Earn rewards for every member you refer
Statements & Docs
Download PDF statements any time
What Members Say
""Joining KUYANJANANA was one of the best financial decisions I have made. The 25% return on my shares is something no bank in Zambia can offer me. I am building real wealth for my family.""
C. Mwale
Member since 2026 · Lusaka
""The savings account is great — my money earns interest every month automatically. And I referred two friends using my affiliate link and earned a reward. Very good cooperative.""
P. Zulu
Member since 2026 · Lusaka
""I love that I can manage everything online — check my savings account, track my shares, and even get a loan without going to the office. The member portal is very easy to use.""
B. Nkosi
Member since 2026 · Bauleni
53+
Active Members
K 0
Total Savings Mobilized
0+
Loans Approved
Your membership just became significantly more rewarding. We offer an exceptional 25% return on cooperative equity shares for our valued members.